Many home owners dream of additions to and modifications of their living space. Sometimes these are long-range goals worth saving for; at other times, they might simply be pipe dreams. Yet these ruminations are luxuries that have time on...
Child care services are a large expense that families face each month. With rates rising every year, parents often are forced to make household budget cuts or change jobs due to the cost. Daycare is becoming unaffordable for working families as...
In 2017, Equifax experienced a major data breach. This resulted in the comprise of personal and financial information of roughly 147 million Americans. Now, Equifax has to pay $700 million in compensation to the millions of affected individuals. Those...
So the time has come for you to secure a new apartment. With that comes a few challenges. You have to decide on a place, get in contact with a landlord and negotiate a deal for the lease. At...
Your credit report is a snapshot of your financial history. It is crucial to improve your credit rating. Without a good to excellent FICO score, it is nearly impossible to qualify for a car or home loan. More recently, it has become more...
Learning how to have a healthy relationship with money is essential to prevent poor credit scores and financial hardship. When you struggle to pay your bills on time, keep enough money in your savings account, or simply survive as...
When it comes to being financially prepared, there are many things that you can do. How you manage and spend your earnings are the foundation of building excellent money management skills and overall financial health. Those two categories are broken...
Consumer scores can be a pivotal aspect of your personal and financial life and building credit quickly can be tricky. It also gives a snapshot to creditors about your financial habits and abilities. Building credit takes time and attention....
A key part of any financial plan should be finding ways to save money; the art of paying less. There are many money-saving techniques. One of them is negotiating. You don't always have to pay for an item's full price. The truth...
People used to feel that they were safe in retirement. Social security and loving children used to be all people felt they needed. However, social security is looking less viable day after day. People are working beyond the typical...
